|As Expected, Mobile-homes Suffered Much Damage|
|Tiny Ships Were Tossed, As Expected!|
Not seeking to appear cold-hearted I'm forced to admit that as a person living a great distance from Paradise I have a problem getting stuck with the bill for massive hurricane damage. Unlike certain natural disasters that are very unpredictable, hurricanes can affect a wide and massive area, but we know which areas are prone to such a storm and warning is sounded days before the event. I argue, aid is one thing but footing the bill for rebuilding an area prone to the ravages of these storms is well beyond the call of duty. When we look beyond not just rebuilding but towards rebuilding better and upgrading aging infrastructure to lessen the impact of future storms I certainly must scream foul.
|A Word To The Wise, Move Your Car To High Ground!|
The issue of flood insurance deserves its own article because of the complexity of the subject, however, these storms highlight the need for reforming NFIP, the National Flood Insurance Program and represent another growing political crisis for lawmakers that has been years in the making. “We need to make sure that the flood insurance program is solvent now — it's already working on borrowed money. Make it solvent, make it affordable so people can buy it,” said Rep. Ted Poe, a Republican whose home state of Texas is slowly rebuilding from the devastation of Hurricane Harvey last month.
It must be noted that more than half of the homeowners in Hurricane Irma’s direct path lack flood insurance, according to a recent study by The Associated Press. The fact is many people don't buy this insurance because they feel it is too expensive. Rep. Brian Babin (R-Texas) said, Congress is sending legislation to the White House that would extend the NFIP through Dec. 8. This is important because the program is $25 billion in debt, and its borrowing authority may be exceeded by claims from Hurricane Harvey, let along Hurricane Irma. This means and so I must underline it, the National Flood Insurance Program is already a money loser which makes it difficult to reduce the cost to those seeking coverage.
When we consider that every time the federal government passes a bill and spends money each billion dollars spent represents roughly three dollars that must be raised from every man, woman, and child in America. This means anything in the way of an expensive "pork-filled" flood relief bill will rapidly become painful for taxpayers. Remember many people pay no taxes which means this "assessment" falls only upon those that do. If Washington in its wisdom is generous to the tune of a three hundred fifty billion dollar relief bill for both storms together it represents over one thousand dollars coming from everyone living in America to aid those affected areas in rebuilding. To many people this is unaffordable.
Most people draw a sharp distinction between living on the coast of Florida and within the Houston area, and they should. The latter is more associated with the image of a working town, however, both are at near sea-level and prone to flooding. While it may be politically incorrect to say it, people in these areas have a responsibility to do everything in their power to take the steps that will minimize their loss. God helps those who help themselves, this is why it was not surprising that mainstream media interviews during Harvey were often with the same people who were victims of Hurricane Katrina even though only twenty-five to forty thousand of these former New Orleans residents reside in the greater Houston area of close to seven million people. Bottom-line when it comes to sending help, absolutely, but as for taking responsibility for rebuilding either area, not my monkey, not my circus.